🇯🇴 Jordan — Cost of Living Index Verified Market Data
Head-to-Head Comparison 🇯🇴 Amman vs 🇦🇪 Dubai
Amman vs Dubai Cost of Living Comparison (2026)
How does living in Amman compare to Dubai? You would need around JOD 2,028 in Dubai to maintain the same standard of life that JOD 388 provides in Amman (assuming you rent in both cities).
Verified Official & Market SourcesLast verified: October 2026
Rent: Housing & Rental Benchmarks Transit: Public Transit Tariffs Groceries: Supermarket Price Tracking Health: Healthcare Benchmarks
Cost of Living IndexNYC Base 100.0
51.4
Amman is ~48.6% more affordable than New York City.
Single (Excl. Rent):JOD 224/mo
1-Bed City Centre Rent:JOD 163.55/mo
Family of 4 (Excl. Rent):JOD 614/mo
Single Total (Inc. Rent):JOD 388/mo
Executive Summary & Key Takeaways 2026 Household Budget Models
Summary: What is the Monthly Cost of Living in Amman?
Living expenses in Amman (Jordan) reflect current local price levels across housing, groceries, transit, and amenities. The table below outlines canonical monthly budgets across different household setups.
Single (No Rent)
JOD 224
Groceries, bills, transit, leisure
Single (1-Bed Centre)
JOD 388
Complete solo city living
Family of 4 (No Rent)
JOD 614
2 Adults + 2 Kids baseline
Family (3-Bed Centre)
JOD 908
Family accommodation & living
Data Governance & Methodology: Operating figures are aggregated and verified from official government statistics agencies, regional transport tariffs, utility provider rates, and verified local consumer submissions.
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Compare Amman with Another CityCompare rent, groceries, restaurants, and salaries side-by-side
Amman Cost of Living & Salary Calculator
Estimate your net take-home salary after Jordan progressive income taxes, housing expenses, and monthly savings.
Real-time 2026 Engine
JOD
Presets:
Monthly Calculation
MonthlyWeekly
Estimated Net Income
JOD 735JOD 170
Total Expenses
JOD 388JOD 90.00
Net Disposable Savings
JOD 347JOD 80.00
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Comfortable BudgetDetailed Monthly Budget Breakdown
Based on your income parameters, your estimated living expenses in Amman total JOD 388 per month:
| Category (Click to jump ↓) | Yearly | Monthly | Weekly |
|---|---|---|---|
| Net Take-Home Pay | JOD 8,820 | JOD 735 | JOD 170 |
| Total Living Expenses (78%) | JOD 4,656 | JOD 388 | JOD 90.00 |
| ➔Housing / Rent | JOD 1,962.60 | JOD 163.55 | JOD 38.00 |
| ➔Groceries & Food | JOD 764.88 | JOD 63.74 | JOD 15.00 |
| ➔Utilities & Broadband | JOD 984 | JOD 82.00 | JOD 19.00 |
| ➔Public Transit / Commute | JOD 253.92 | JOD 21.16 | JOD 5.00 |
| ➔Dining, Health & Leisure | JOD 492 | JOD 41.00 | JOD 9.00 |
| ➔Clothing & Shoes | JOD 192 | JOD 16.00 | JOD 4.00 |
| ➔Childcare & Education | JOD 0.00 | JOD 0.00 | JOD 0.00 |
| Net Savings / Buffer (22%) | JOD 4,164 | JOD 347 | JOD 80.00 |
How Much Salary Do You Need to Live in Amman?
Direct Answer: A single person needs a minimum net salary of JOD 485/month (approx. JOD 8,000 gross/year) to live comfortably in a private 1-bedroom apartment in Amman, covering all utilities, groceries, transit, and modest savings. Flatsharing or living outside the centre lowers the requirement to ~JOD 475/month net.
| Household Setup & Housing | Recommended Net Monthly | Estimated Total Expenses | Approx. Gross Salary / Year |
|---|---|---|---|
| University Student (Shared / Dorm)Shared room, local student transit pass, self-catered groceries | JOD 220 | JOD 184 | JOD 3,000 |
| Single (Shared Flat / Co-living)Private bedroom in shared apartment / flatshare | JOD 388 | JOD 310 | JOD 6,000 |
| Single (1-Bed Outside Centre)Suburban residential district, standard commuting distance | JOD 475 | JOD 380 | JOD 8,000 |
| Single (1-Bed City Centre)Prime downtown district, walk-to-work or rapid transit | JOD 485 | JOD 388 | JOD 8,000 |
| Couple (2 Adults, 1–2 Bed Flat)Dual income or single earner, shared living costs | JOD 752 | JOD 602 | JOD 13,000 |
| Family of Four (2 Adults + 2 Children)3-bedroom family home, schooling, family groceries | JOD 1,135 | JOD 908 | JOD 21,000 |
Is a Specific Salary Enough to Live in Amman?
Click on any annual gross salary benchmark below to inspect take-home pay under progressive taxation and lifestyle suitability in Amman:
Is JOD 12.6k a Good Salary in Amman?
High purchasing power in Amman (~JOD 756/mo net). Easily supports prime residential accommodation, comprehensive private health coverage, travel, and substantial savings.
Estimated Monthly Net: JOD 756
Single Essentials Total: JOD 388
Monthly Surplus: JOD 368
Affordability Rating
Upper Professional / High SavingsProvides ample financial buffer for rent, dining out, and regular savings in Amman.
| Annual Gross Benchmark | Take-Home / Mo (Net) | Lifestyle Rating | Housing Mode | Target Household Profile |
|---|---|---|---|---|
| JOD 5,321 | JOD 364 | Tight for Solo / Ideal for Shared | Shared Flat / Suburbs | Student / Junior Entry |
| JOD 8,647 | JOD 519 | Manageable Entry Budget | Suburban 1-Bed Apartment | Early Career Solo |
| JOD 12,600 | JOD 756 | Upper Professional / High Savings | Prime 2-Bed Apartment | Senior Specialist / Couple |
| JOD 18,000 | JOD 900 | Upper Professional / High Savings | Prime 2-Bed Apartment | Senior Specialist / Couple |
| JOD 25,300 | JOD 1,265 | Established Family Tier | 3-Bed Family Home / Villa | Family of 3–4 |
| JOD 36,600 | JOD 1,830 | Senior Executive Leadership | Luxury Home / Prime Penthouse | Executive / Director |
Head-to-Head Comparison 2026 Verified Cost Benchmarks
Amman vs Dubai Cost of Living Comparison
Executive Comparison Summary:
You would need around JOD 2,028 in Dubai to maintain the same standard of life that you can have with JOD 388 in Amman (assuming you rent in both cities).
Cost of living in Amman is 21.9% cheaper than Dubai Rent in Amman is 88.3% lower Groceries in Amman are 73% cheaper
Cost Index (NYC Base)
51.4 vs 65.8
21.9% Cheaper
1-Bed City Centre Rent
JOD 163.55
Dubai: JOD 1,392.92
88.3% Cheaper
Monthly Groceries
JOD 63.74
Dubai: JOD 236.02
73% Cheaper
Average Net Salary
JOD 1,562
Dubai: JOD 3,520.98
55.6% Lower
| Category / Expense Item | Amman | Dubai | Difference |
|---|---|---|---|
| Housing & Rent | |||
| 1-Bedroom Apartment (City Centre) | JOD 163.55 | JOD 1,392.92 | -88.3% |
| 1-Bedroom Apartment (Outside of Centre) | JOD 156.20 | JOD 889.92 | -82.4% |
| 3-Bedroom Apartment (City Centre) | JOD 294 | JOD 2,805.18 | -89.5% |
| Groceries & Food | |||
| Monthly Grocery Basket (Basic Essentials) | JOD 63.74 | JOD 236.02 | -73% |
| Restaurants & Dining Out | |||
| Meal at an Inexpensive Restaurant | JOD 2.40 | JOD 6.77 | -64.5% |
| Meal for 2 People (Mid-Range Restaurant, 3 Courses) | JOD 12.24 | JOD 34.82 | -64.8% |
| Transportation & Utilities | |||
| Monthly Public Transit Pass | JOD 21.16 | JOD 67.71 | -68.7% |
| Basic Utilities (Gas, Water, Electricity, Heating - 85m²) | JOD 52.66 | JOD 150.90 | -65.1% |
| Childcare & Apparel | |||
| Preschool / Kindergarten (Monthly Full Day) | JOD 140.15 | JOD 599.73 | -76.6% |
| 1 Pair of Jeans (Levi's 501 or Similar) | JOD 16.35 | JOD 44.50 | -63.3% |
| Salaries & Purchasing Power | |||
| Average Monthly Net Salary (After Tax) | JOD 1,562 | JOD 3,520.98 | -55.6% |
Itemized Cost of Living in Amman (Verified Prices)
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Housing & Rental BenchmarkAccommodation & Rent in Amman
Standard residential leases in Amman typically require a 1 to 2 month refundable security deposit. Rental rates vary significantly between prime central districts and residential suburban areas.
| Housing Type | Average Monthly Rent |
|---|---|
| 3-Bedroom Apartment (City Centre / Prime) | JOD 294 |
| 3-Bedroom Apartment (Suburban / Outside Centre) | JOD 250 |
| 2-Bedroom Apartment | JOD 221 |
| 1-Bedroom Apartment (City Centre) | JOD 163.55 |
| 1-Bedroom Apartment (Outside Centre) | JOD 156.20 |
| Shared Room / Student Room (Co-housing) | JOD 86.00 |
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Local SupermarketsFood & Supermarket
| Item | Average Price |
|---|---|
| Loaf of Fresh Bread (500g) | JOD 0.73 |
| 12 Medium/Large Eggs | JOD 0.75 |
| 1 Liter Fresh Milk | JOD 0.21 |
| 1 kg White Rice | JOD 0.86 |
| 1 kg Local Cheese | JOD 2.42 |
| 1 kg Chicken Fillets | JOD 2.34 |
| 1 kg Apples | JOD 0.91 |
| 1.5L Mineral Water | JOD 0.41 |
| Domestic Beer (0.5L / Bottle) | JOD 0.44 |
| Bottle of Mid-Range Wine | JOD 2.88 |
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Amman TransitPublic Transit & Travel
| Ticket / Option | Price |
|---|---|
| Monthly Public Transit Pass (Unlimited) | JOD 21.16 |
| Student / Youth Monthly Pass | JOD 10.58 / mo |
| Single Transit Ticket (One-way) | JOD 0.64 |
| 10-Journey / Multi-Trip Card | JOD 5.76 |
| Taxi Starting Tariff | JOD 0.72 |
| Taxi 1km Tariff | JOD 0.38 |
| Gasoline (1 Liter Unleaded) | JOD 0.26 |
| City Bike Share Membership | JOD 5.29 / mo |
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Local UtilitiesUtilities & Telecoms
| Utility Service | Monthly Cost |
|---|---|
| Basic Utilities (Gas/Heating/Water/Electricity - 85m²) | JOD 52.66 |
| Fiber Internet (100+ Mbps Unlimited) | JOD 16.45 |
| Mobile Plan (20GB 5G / Unlimited Calls) | JOD 12.84 |
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Market AveragesDining Out & Leisure
| Activity / Item | Average Price |
|---|---|
| Meal at an Inexpensive Restaurant | JOD 2.40 |
| Meal for 2 People (Mid-Range Restaurant, 3 Courses) | JOD 12.24 |
| McDonald's Combo Meal (or Fast-Food Meal) | JOD 1.48 |
| Domestic Draft Beer (0.5 Liter Draught) | JOD 1.04 |
| Imported Beer (0.33 Liter Bottle) | JOD 2.16 |
| Cappuccino (Regular Size) | JOD 0.81 |
| Soft Drink (Coca-Cola or Pepsi, 0.33L Bottle) | JOD 0.36 |
| Bottled Water (0.33 Liter Restaurant) | JOD 0.12 |
| Monthly Fitness Club / Gym (1 Adult) | JOD 9.20 |
| Cinema Ticket (International Release, 1 Seat) | JOD 2.62 |
| Tennis Court Rent (1 Hour on Weekend) | JOD 3.88 |
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School BenchmarksChildcare & Education
| Level / Program | Average Cost |
|---|---|
| Private Full-Day Preschool or Kindergarten (Monthly per Child) | JOD 140.15 |
| International Primary School (Annual Tuition per Child) | JOD 2,646.15 / yr |
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Retail BenchmarksClothing & Shoes
| Apparel Item | Average Price |
|---|---|
| 1 Pair of Jeans (Levi's 501 or Similar) | JOD 16.35 |
| 1 Summer Dress in a Chain Store (Zara, H&M, etc.) | JOD 12.04 |
| 1 Pair of Nike Running Shoes (Mid-Range) | JOD 26.94 |
| 1 Pair of Men's Leather Business Shoes | JOD 33.19 |
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Financial BenchmarksSalaries & Financing
AVERAGE MONTHLY NET SALARY
JOD 1,562
Take-home pay after taxes and social security contributions
20-YEAR MORTGAGE INTEREST RATE
4.50%
Annual fixed interest rate for home loans
| Financial Indicator / Property Type | Benchmark Value |
|---|---|
| Average Monthly Net Salary (After Tax) | JOD 1,562 / mo |
| Annual Mortgage Interest Rate (20-Year Fixed) | 4.50% |
| Price per Sq Metre / Sq Ft to Buy Apartment in City Centre | JOD 572.43 |
| Price per Sq Metre / Sq Ft to Buy Apartment Outside of Centre | JOD 499.84 |
Tax & Net Pay Engine 2026 Fiscal Rates
Jordan Take-Home Salary Calculator
Calculate your estimated take-home pay after Jordan progressive income taxes, social security, and deductions:
Estimated City Net Benchmark:JOD 1,562 / mo
Single Person Living Baseline (Inc. Rent):JOD 388 / mo
Cost Comparison Peer Benchmarks
Related & Nearby Peer Cities
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Student Cost of Living in Amman
Key living considerations for students and academics residing in Amman (Jordan).
- Monthly Budget: JOD 184 – JOD 220/month (shared room / student dorm baseline).
- Student Room / Partition: JOD 86.00/month on average.
- Public Transit: JOD 10.58/month .
- Food & Groceries: ~JOD 54.00/month with student cooking.
- Shared Utilities & Wi-Fi: ~JOD 33.00/month (pro-rated per student).
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Childcare & Education in Amman
Educational institutions and childcare availability across Amman.
- Preschool / Kindergarten: Full-day private nurseries average JOD 140.15/month.
- International Primary School: British, American, and IB curriculum schools average JOD 2,646.15/year.
- School Structure: Public and private institutions subject to local educational standards.
- Family Apartment (3-Bed): Average rent JOD 294/month in central residential areas.
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Jordan Healthcare & Medical Access
Medical care, statutory health coverage, and private insurance norms in Amman.
- Doctor (GP) Visit: Standard consultation typically ~JOD 4.00.
- Health Insurance Mandate: Expat policies range ~JOD 16.00 to JOD 35.00/month.
- Prescription Medicine: Essential pharmaceuticals covered with 10%–20% copay under standard networks.
- Hospital Network: World-class medical centers including Cleveland Clinic Abu Dhabi, Sheikh Shakhbout Medical City (SSMC), and Burjeel.
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Relocation Setup & Living Tips in Amman
Upfront relocation costs and essential initial budgeting items:
- Rental Deposit & Cheques: Typically 1 to 2 months of base rent (approx. JOD 245).
- Registration & Agency Fees: Fast broadband ~JOD 16.45/month.
- Utility Connection (ADDC): Unlimited voice + 20GB+ data ~JOD 12.84/month.
- Initial Household Setup: Budget ~JOD 82.00 for furnishing basics and appliances.
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Expert Money-Saving Tips in Amman
1. Smart Supermarket Tiering Shop at local discount grocery chains and weekly open-air neighborhood produce markets for savings of 20–35% on fresh foods.
2. Monthly Transit Passes Opt for monthly or annual contactless public transportation passes over single pay-as-you-go tickets for maximum daily commuting value.
3. Energy Efficiency Monitor heating and air conditioning usage during seasonal extremes to keep residential utility charges predictable.
Frequently Asked Questions about Living in Amman
The estimated monthly cost of living in Amman for a single individual is approximately JOD 388 including a private 1-bedroom city centre apartment, groceries, utilities, high-speed internet, and local public transit. Excluding rent, baseline monthly living costs are approximately JOD 224.
To live comfortably as a single person in Amman with private accommodation, regular dining out, leisure activities, and savings, a recommended net monthly income of at least JOD 485 to JOD 582 is recommended.
Average rent in Amman varies by location and unit size:
- 1-Bedroom Apartment (City Centre): JOD 163.55/mo
- 1-Bedroom Apartment (Outside Centre): JOD 156.20/mo
- Shared Room / Flatshare: JOD 86.00/mo
- 3-Bedroom Family Apartment (City Centre): JOD 294/mo
- 3-Bedroom Family Apartment (Outside Centre): JOD 250/mo
Public transportation in Amman is accessible and economical. A regular monthly transit pass averages JOD 21.16, while single one-way tickets cost around JOD 0.64.
Monthly grocery costs in Amman average between JOD 63.74 for a single adult and approximately JOD 178 for a family of four. Shopping at local supermarkets and neighborhood markets helps optimize your budget.
The primary monthly expenses are housing and rent (typically 35%–45% of total budget), groceries (18%–25%), basic utilities and broadband (8%–12%), transport (5%–8%), and dining & leisure activities (10%–15%).
Methodology, Sources & Editorial Verification
Cost of living benchmarks for Amman are compiled using official regulatory schedules, statutory municipal fees, public transit tariffs, and verified local expat expenditure surveys.
Data aggregated from municipal utilities, official transit operators, statistical agencies, and verified user submissions.
Reviewed by: Relocation & Expat Economics Editorial Team
Last Recalibrated: October 2026
Update Cycle: Monthly dynamic sampling
2026 Audit Changelog
- October 2026: Aligned Abu Dhabi municipality housing fee to statutory 3% ADDC rate (Resolution 13/2016). Removed single-person childcare default in calculator. Updated ITC Hafilat AED 80 pass & ADDC Green Slab cooling advice.
- September 2026: Standardized GCC cost-of-living index baseline (Abu Dhabi 58.2 vs Dubai 65.8). Integrated UAE Labour Law No. 33 of 2021 gratuity (EOSG) formulas.
- June 2026: Added 9-area neighbourhood rental breakdown (Al Reem, Saadiyat, Yas, Khalifa City, Masdar, MBZ, Al Raha, Corniche, Mussafah).