ABCD - Flat ₹20 cashback on scan & pay or online merchant txns of min ₹300 (1st txn of the month)

Promotion Period: The offer runs from 7:00 AM on October 4 to 11:59 PM on October 5.Eligibility: Targeted at selected users who registered on the Aditya Birla Capital Digital Limited (ABCD) app more than 30 days prior.Qualifying Transaction: Users must make their very first payment of the current month via either "Scan and Pay" or an online merchant transaction with a minimum value of ₹300.If the first transaction of the month is an excluded type (such as peer-to-peer or bill payment), subsequent merchant payments will not qualify for the offer.Cashback Reward: Eligible users may receive ₹20 cashback, determined at ABCD's discretion.Excluded Transactions: Bill payments, self-transfers, P2P transfers, person-to-account (P2A) transfers, money requests, direct bank account transfers, and insurance or mutual fund payments do not qualify.Offer Limits: Limited to the first 2,000 eligible users and restricted to one redemption per device during the campaign window.Fulfillment: The cashback is